Health & Benefits · Special Report

BetterLifes

2024 Open Enrollment Special Advertising Feature Updated Today

Eligibility Report

Millions Of Americans Are Claiming Up To $6,350 In Health Subsidies

A $500 prepaid benefits card is included on qualifying plans. Most people find out if they’re eligible in under a minute.

By the BetterLifes Benefits Desk 4 Min Read

Each year, billions of dollars in health insurance subsidies go unclaimed. Under the Affordable Care Act, eligible Americans can receive up to $6,350 annually in subsidy assistance applied directly to their monthly premium — and qualifying plans now include a $500 prepaid card for groceries, gas, and utilities.

The checker below determines eligibility in four questions. There is no cost and no credit card required.

Eligibility Checker

Four Questions. Instant Result.

Question 1 of 4

Are you under 65?

Are you currently on Medicaid?

Are you currently on Medicare?

Do you make under $60,000 a year?

Checking Your Eligibility...

Matching Against Available Programs


Result: Eligible

You May Qualify For Up To $6,350 — Plus The $500 Card

Based on your answers you appear eligible for ACA subsidy assistance and the prepaid benefits card. Continue to confirm your exact amount.

Claim My Benefits →

Result: Eligible

You May Qualify For Medicare Benefits

Based on your answers you appear eligible for Medicare coverage benefits. Continue to review your available plans.

View My Medicare Options →

Result: Alternative Options

We Found Other Coverage Options For You

There are supplemental plans that may add additional benefits to your current coverage.

View My Options →

Result: Alternative Options

We Found Other Medical Options For You

Alternative health plans and supplemental benefits are available for your situation.

Explore Plans →

No Cost · No Credit Card · 60 Seconds

$0

Maximum Annual Subsidy

$0

Prepaid Benefits Card

$0

Typical Monthly Premium

0

Seconds To Check

The Benefits

What You May Receive


I.

Up To $6,350 Per Year

Federal subsidy assistance is applied directly to your monthly premium. After it is applied, many households pay nothing each month.

  • Applied directly to your premium
  • Calculated on income and household size
  • Available in all 50 states

II.

A $500 Prepaid Card

Qualifying plans include a prepaid benefits card that can be used on everyday household essentials.

  • Groceries and fresh food
  • Gas and transportation
  • Over-the-counter medicine and utilities
Check your eligibility →
“

I had no idea I qualified. The whole thing took less than a minute.

”

— Typical Participant Experience

The Process

Three Steps


01

Answer Four Questions

Your age, your current coverage, and your income range.


02

Receive Your Result

Your answers are matched against available subsidy programs instantly.


03

Claim Your Benefits

Complete your application and activate your coverage and card.


Common Questions

Questions & Answers


A.

It is the maximum annual subsidy assistance available under the Affordable Care Act. Your actual amount depends on your income, household size, and state.

A.

Qualifying plans include a prepaid card that can be used for groceries, gas, over-the-counter medicine, and utility bills.

A.

No. Checking your eligibility is free and does not require a credit card.

A.

U.S. residents under 65 who are not currently enrolled in Medicaid or Medicare and who meet income requirements.

A.

Most people complete the eligibility check in under 60 seconds.

Before You Go

Your $6,350 May Be Waiting

Enrollment periods close. Checking takes less than a minute and costs nothing.

Check My Eligibility →

Free · Secure · No Obligation